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At Fincrest, we specialize in Construction Finance solutions designed to empower Real Estate Developers in select cities. From land acquisition to construction financing, we support your project throughout its lifecycle with customized solutions aligned to your project's stage, status, and nature.

Our team of experienced professionals works with you to determine the optimal loan amount, tenure, moratorium, and repayment structure to meet your unique requirements. We provide:

  • Competitive interest rates
  • Efficient processing
  • End-to-end support

    • Additionally, our integration with retail home loan services through our Retail team ensures seamless funding for both developers and end buyers. Whether you're addressing working capital needs or striving to achieve your project goals, Fincrest is committed to enabling your success with transparency, expertise, and personalized financial solutions.

    Features and Benefits
    Collateral

  • Escrow and hypothecation of project receivables
  • Mortgage of property

    • Loan Structure

  • Combination of Term Loan and Overdraft facilities
  • Tailor-made solutions for small, medium, and large developers

    • Flexible Repayment Options

  • Easy repayment through Escrow Mechanism
  • Moratorium period for principal repayment to focus on project completion
  • Structured repayment options aligned with cash flow

    • Competitive Interest Rates

  • Attractive and affordable interest rates

    • High Loan Amount

  • Substantial funding based on project feasibility and developer's financial standing
  • Option for loan enhancement in case of cost escalation

    • Efficient Processing

  • Quick decision-making and processing of loan
  • Seamless post-disbursement services (e.g., NOC and escrow management)

    • Project Focus

  • Caters to residential (affordable housing, villas, townships) and commercial projects
  • Construction-linked funding for RERA-approved projects

    • Additional Benefits

  • Doorstep services for convenience
  • Receivable management through RERA, escrow, and collection accounts
  • End-user financing via retail home loan offerings

    • Eligibility Criteria
    • Project Cash Flow
      Assessment of sales velocity and cash flow feasibility
    • Developer Track Record
      Clean execution record with previous projects Positive repayment history with existing financiers
    • Project Feasibility
      End-use assessment of funds Valid approval for RERA-registered projects
    • Developer Financial Health
      Evaluation of creditworthiness and financial standing
    Documentation Required
    • KYC Documents
      Developer/Company identification and address proof
    • Company I-Card
      Approval documents (RERA and other statutory approvals) Legal documents related to the project
    • Income Documents
      Existing loan details and repayment track record Income documents and cash flow statements
    • KYC Documents
      Track record of completed projects and sales history
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    Construction Finance for Real Estate Developers

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