Protect Your Health and Finances with Comprehensive Health Insurance
Health insurance is a vital safeguard against the rising costs of medical care, ensuring you can access essential healthcare services without facing overwhelming expenses. By covering a portion or even the entirety of your medical bills, health insurance allows you to focus on recovery without the burden of financial stress.
Comprehensive health insurance plans typically cover:
- Doctor consultations
- Hospitalization and surgeries
- Medications
- Preventive care
Choosing the right plan tailored to your needs ensures peace of mind and protects your well-being during health-related challenges.
At Creditcrest, we make finding the ideal health insurance plan simple and hassle-free. By partnering with leading insurance providers, we match your profile with policies that align with your healthcare requirements and financial preferences.
Let us help you secure your future and safeguard your health with the right insurance solution.
Frequently Asked Questions
company that covers medical expenses incurred due to illnesses or injuries. It typically includes hospitalization, surgeries, doctor consultations, and sometimes prescription medications.
Most health insurance plans cover pre-existing conditions after a waiting period, typically ranging from 2 to 4 years, depending on the insurer's policy.
A waiting period is the time span during which certain claims are not admissible. It varies for different treatments and conditions, such as pre-existing diseases or maternity benefits.
Yes, as per IRDAI regulations, you can port your health insurance policy to another insurer without losing the accrued benefits, provided you apply for portability at least 45 days before the renewal date.
NCB is a reward given by insurers for every claim-free year, usually in the form of an increased sum insured without a corresponding rise in premium.
Many insurers now cover alternative treatments under AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy) up to a certain limit, provided the treatment is taken in a government-recognized hospital.
Co-payment is a cost-sharing requirement under a health insurance policy where the insured agrees to pay a specified percentage of the total claim amount, and the insurer pays the rest.
Day-care procedures are treatments or surgeries that do not require 24-hour hospitalization due to advanced medical technologies. Most insurers cover a list of such procedures.
Under Section 80D of the Income Tax Act, you can claim deductions on premiums paid, up to ₹25,000 (or ₹50,000 for senior citizens).
Yes, family floater plans cover multiple members under a single policy, often at a lower cost compared to individual plans.
NCB is a reward for claim-free years, where the sum insured increases without a rise in premium.